If you are the only person sending the invoices, this is for you
That is the whole test. It covers a photographer working alone and a landscaper with three crew, because only the owner ever opens the software. It rules out anyone who needs a second login, and it always will.

Photographers
Take the deposit before the shoot and the balance after it, without paying $36 a month for the privilege.
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Consultants
Write the statement of work once, then let the retainer bill itself every month.
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Electricians
Quote the job, take a deposit on materials, invoice when you switch it back on.
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Not on the list?
The product does not change per trade. Bookkeepers, tutors, therapists, coaches, cleaners, videographers and one-person IT shops all send the same four things: a quote, an agreement, an invoice, and a reminder when it goes unpaid. These pages exist so you can read one in your own words, not because the software differs.
One plan, whatever you call yourself
$17 a month, flat, at four clients and at forty. Payments go straight to your own Stripe account and we never take a cut of them. Fourteen days free, no card.